There are new Federal consumer protection rules that take effect July 30, 2009 affecting those applying for a loan to purchase a primary or secondary home, or if you are refinancing. It’s not been given a lot of publicity, so if you are considering making a purchase and getting a new loan, or possibly refinancing an existing loan you need to pay attention. The highlights are as follows: The lender must provide or mail an initial Truth In Lending disclosure within 3 days after receiving the borrower’s loan application.

Using A Company to Circumvent the Foreign Quota on Thai Condos – integrity-legal.com 07/24/2009 The government of the Kingdom of Thailand has erected many protectionist economic measures. One of the most prevalent legal restrictions imposed upon foreigners in Thailand is the de facto prohibition on land ownership under Thailand Real Estate Law . There is a common misconception that foreigners are not allowed to own land. Technically, this is not the case.

There is a new reason to get your loan modification started today, and that is the distant glimmering of an improvement in the financial statistics. First time homeowners who have been waiting for the bottom are now shopping. Some communities are reporting actual shortages of homes at the entry level. In Sacramento, an area with a lot of foreclosures, homes under $200,000 are getting multiple offers – almost like the ‘good old days’.

If your lease is coming up for renewal you may have looked around to see that not only are home prices falling but rental prices have taken a tumble too.  This may be just the time to re-negotiate your lease using sound negotiating principles–putting yourself in the best position for a great deal and giving your landlord peace of mind that the unit won’t lose money by sitting idle.